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Settling In

Settling In

Healthcare: Why Private Isn’t Optional

Private insurance in Greece isn't something most foreign retirees weigh up and decide against, it's written into the residence permit rules. Here's what's actually required, and how to choose a policy that holds up long after the visa is approved.
Settling In

Crack the Greek Citizenship Exam

Murat Ozcelik built a study app after hitting a wall preparing for the ΠΕΓΠ. Here's what every citizenship candidate needs to know before starting.
Settling In

Buying Property in Border Areas

Lawyer Alex Kassandrinos explains why buying property in Greece’s border regions can become a complex legal process for non-EU foreign buyers.
Settling In

Keep More of Your Pension Income

Greece offers foreign retirees a flat 7% tax on all foreign-source income for up to 15 years. Here is what you need to know before making the move.

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Settling In

Behind the Wheel in Your New Homeland

From licence exchange to medical checks, here is everything you need to sort out before you drive legally as a foreign retiree in Greece.
Settling In

What is the Personal Number

Personal Number is a unified ID linking your AFM, AMKA, and public records. Foreign residents, retirees, and Golden Visa holders qualify too.
Settling In

It is A Blessing to Live in the Heart of the Country

Governor of Central Greece Fanis Spanos makes the case for the region as the country's best-kept secret: natural beauty, low costs, and easy Athens access, without the crowds.
Settling In

What is AMKA: Social Security Number

The AMKA is your essential Greek social security number for healthcare, employment, and pensions. This guide explains its necessity, eligibility, and the steps to secure yours.
Settling In

What is AFM: Tax Identification Number

The AFM is essential for Greek property, banking, and rentals. This nine-digit tax number connects you to the national system and unlocks daily life.
Settling In

Three Essential ID Numbers

Greece utilizes three distinct identifiers: AMKA for healthcare, AFM for taxes, and the Personal Number. Mastering these specific roles ensures seamless navigation through Greek administration.
Settling In

The Just‑Show‑Income Permit

The FIP permit offers residency without investment. Applicants need €3,500 monthly income and private insurance, securing long-term residence, Schengen travel, and a path toward legal integration.
Settling In

Citizenship Through Ancestry

Greek citizenship for those with roots is a recognition, not an application. Based on bloodline, descendants can reclaim nationality, transforming family history into a legal right.
Settling In

Breaking the No Bill, No Service Cycle

Proving your Greek address is a confusing first hurdle for newcomers. This guide explains valid proof, required timing, and how to break the "no bill" cycle.
Settling In

Verify a Real Estate Agent

Not every real estate agent in Greece is legally licensed and membership in a professional association is not a guarantee. Before signing anything, here's what foreign buyers need to check, and exactly where to verify an agent's legal status.
Settling In

Guide to Property Purchase Costs

Greek property prices exclude essential extras. Budget an additional 5% to 7% for transfer taxes, notary fees, legal costs, and commissions to ensure a stress-free purchase.
Settling In

One Land, Two Different Navigation Maps

Greece has two different ways of dividing the country: one rooted in geography, the other in administration — and the two don't always align.
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Settling In

Buying Property in Border Areas

Lawyer Alex Kassandrinos explains why buying property in Greece’s border regions can become a complex legal process for non-EU foreign buyers.
Settling In

Breaking the No Bill, No Service Cycle

Proving your Greek address is a confusing first hurdle for newcomers. This guide explains valid proof, required timing, and how to break the "no bill" cycle.
Settling In

Keep More of Your Pension Income

Greece offers foreign retirees a flat 7% tax on all foreign-source income for up to 15 years. Here is what you need to know before making the move.
Settling In

It is A Blessing to Live in the Heart of the Country

Governor of Central Greece Fanis Spanos makes the case for the region as the country's best-kept secret: natural beauty, low costs, and easy Athens access, without the crowds.